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Canadian Gaming "Deals" and Discussion Thread 6: Sorry, We Can't Afford a New Thread

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Get one of these
http://www.bmo.com/main/personal/credit-cards/prepaid-credit-cards

Just load it up with money when you have to, and then you can use it everywhere.
Poor thing about pre-paid credit cards is that they do not show up on your credit history if you're looking to build your credit (same kinda thing with overdraft). If you're going that route, just use a visa debit card (most of the major financial institutions offer them now without an annual fee).

Edit: I guess BMO doesn't at this point, but I'm sure they will in the near future.
 
Just go right now. Like, this weekend. No need to keep waiting

A lot of the no fee credit cards can be approved with little to no income without a co-signer, especially if you have a long relationship with a said financial institution.

It's worthwhile to have even at this point without income. Just refrain from using it if you're scared of not being able to pay it off. It's better to use it slightly every month to ensure credit activity, but not using it and creating a history with credit is still beneficial. I've seen people even just apply for the credit card, get approved, and then cut the bastard up to ensure they don't use it.

The big thing is that when you're nearing that 30 mark and say you want to make a big purchase (car, mortgage, etc.) and they try to pull your credit history and all they see is an address and no credit score, it's very difficult to move forward.

I'm kind of just rambling at this point, just know that the pros tend to outweigh the cons with a credit card when used in the right way. Credit cards are still terrifying because they can trap people in with those atrocious interest rates, but it's the best stepping stone to build ones credit when approached correctly.

I wanted to wait until I got on disability, and that will hopefully be soon. I just want to build up good credit, by buying a pack of gum or something and paying it off immediately, just in case.

It'll be nice to have, but I hardly ever order anything.
 
Yeah if you're expecting stable income from that coming soon, that would help your application. And that's the best way to go about it to, small purchases and paying things off.
 
Does anyone think Nitroplus Blasterz will be hard to find post release? I'm thinking about cancelling mine. I don't need to play it day 1 but if it'll be a headache to get a month or two after release, I might just keep my preorder.
 
So now that Best Buy has dropped the price of TPHD, will they apply the 30% discount to the 79.99 price? Or do I have to talk to customer service?
 
So now that Best Buy has dropped the price of TPHD, will they apply the 30% discount to the 79.99 price? Or do I have to talk to customer service?

They should apply it. I had to talk to CSR because my 30% discount was manually adjusted in the price. So I had to get it readjusted (the hoops I had to jump through...)
 
Maybe I should buy a new TV soon or sell my credit to someone. I don't know who, though. But I don't want to get stuck with credit when the store goes into receivership and stops taking it.

Of course, this is all hypothetical.
 
I want that Pokemon New 3DS... I wish it came with Yellow. I literally had a similar dream about this system like I did when Pokemon first came out. When I woke up from that dream I was pissed my family wouldn't buy me it. Now I'm pissed I can't order with my own money. Life never changes.
 
They should apply it. I had to talk to CSR because my 30% discount was manually adjusted in the price. So I had to get it readjusted (the hoops I had to jump through...)

Yup I just talked to a very helpful CS over the phone at first she said I could only do it within 30 days of purchase then she noticed it was a pre-order and did it right away for me.

So i'll be paying $55.99 for my copy and couldn't be happier.
 
For me, it'd be between The Big Short, The Revenant, The Forest (I'm a horror movie sucker, even though most modern ones aren't very good. I enjoy watching them in theatres) and The Hateful Eight. But I'm not as keen on Tarantino's newer movies as his older stuff.
 
For those Amazon 30% orders? The last one that happened, was it preorder 2 games or 3 games?

I have RE HD Collection + the 2 Fire Emblems in the order, I want to cancel RE but can't remember it was 2 or 3.
 
Yup I just talked to a very helpful CS over the phone at first she said I could only do it within 30 days of purchase then she noticed it was a pre-order and did it right away for me.

So i'll be paying $55.99 for my copy and couldn't be happier.

This was with Best Buy right? You pre-ordered Twilight Princess HD at $99 when the pre-order 2 games and get 30% off deal was on correct? What did you say to the rep when you called?
 
Asked CS to combine order and they had to adjust it manually. Not sure what happened but I ended up with:
BMjtxzF.png
 
For those Amazon 30% orders? The last one that happened, was it preorder 2 games or 3 games?

I have RE HD Collection + the 2 Fire Emblems in the order, I want to cancel RE but can't remember it was 2 or 3.
I think it was 20% for 2 and 30% for 3 or more.
 
This was with Best Buy right? You pre-ordered Twilight Princess HD at $99 when the pre-order 2 games and get 30% off deal was on correct? What did you say to the rep when you called?

I started off saying I would like to get an adjustment to one of my orders and saying I ordered this game at $99 with a 30% off AFTER they increased the original price from $79.99. The item has now dropped back to $79.99 and would like to get my order to reflect this change. I think the person I talked to was named Jen or or Jan if that helps at all.

And yes it was the cyber monday preorder 2 get 30% off. I had about 5 items in the order.
 
Poor thing about pre-paid credit cards is that they do not show up on your credit history if you're looking to build your credit (same kinda thing with overdraft). If you're going that route, just use a visa debit card (most of the major financial institutions offer them now without an annual fee).

Edit: I guess BMO doesn't at this point, but I'm sure they will in the near future.

Just get a secured credit card. Save up for the deposit then you'll build credit quickly.
 
Lol I'm trying to show that screenshot of Star Ocean/Nier to Amazon but can't paste links, they say it's blank. Maybe images are blocked now.

EDIT: I think they aren't allowed to view PNG...or nvm.
 
I started off saying I would like to get an adjustment to one of my orders and saying I ordered this game at $99 with a 30% off AFTER they increased the original price from $79.99. The item has now dropped back to $79.99 and would like to get my order to reflect this change. I think the person I talked to was named Jen or or Jan if that helps at all.

Just got off the phone with them. No dice for my order. The rep checked with a supervisor and said they cannot do that as it was a promotional offer for that price point only.
 
Maybe try to make cs replace RE with another game?

Kind of want Nights of Azure but even with 30% it's too expensive now, if I replace the game how do I know if the 30% applies to it though? Nothing else I really want that I didn't preorder yet I think.

You can likely sell the last game easily on Kijiji for a profit.

Yeah, I dunno. It says it comes out this Tuesday so I was about to cancel it and noticed my order only has 3 games. Lol. It's still kind of cheap at $35.
 
Wait...what did you do?

Initial Question: Hi, I would like to combine order #1 and #2

10:48 AM PST CRS(Amazon): Hello, my name is CRS. I'm here to help you today.
10:49 AM PST CRS: t me check that for you Xxxxx
10:52 AM PST CRS: Thank you for staying connected Xxxxx
10:54 AM PST CRS: I've added Star Ocean: Integrity and Faithssness - PlayStation 4 and NieR - PlayStation 4 to Order ID: #1

10:54 AM PST Xxxxx : ok I saw the updated order, but I lost my discount for items from order #2
10:55 AM PST Xxxxx :
30% Pre-orders:
-CDN$ 38.99
I only have discount for 2 items
10:56 AM PST CRS: After discount the Price was CDN$ 79.99 on both the products. Am I correct Xxxxx ?
10:57 AM PST Xxxxx : no, the price before discount was $79.99 for both products, I still have my old order page:

Order# 1
Order Summary
Item(s) Subtotal:
CDN$ 159.98
Shipping & Handling:
CDN$ 0.00
30% Pre-orders:
-CDN$ 47.99
Total before tax:
CDN$ 111.99
Estimated GST/HST:
CDN$ 14.56
Estimated PST/RST/QST:
CDN$ 0.00
Grand Total:
CDN$ 126.55

Order# 2
Item(s) Subtotal:
CDN$ 129.98
Shipping & Handling:
CDN$ 0.00
30% Pre-orders:
-CDN$ 38.99
Total before tax:
CDN$ 90.99
Estimated GST/HST:
CDN$ 11.83
Estimated PST/RST/QST:
CDN$ 0.00
Grand Total:
CDN$ 102.82

10:57 AM PST CRS: Yes Xxxxx
10:57 AM PST Xxxxx : so in total i only need to pay 228 (tax included)
10:58 AM PST CRS: On this order as well the Promotion has been applied Xxxxx
Total Promotions Applied:
- CDN$ 38.99
10:59 AM PST Xxxxx : but only for 2 items
if you do the caluclation
you will see what i mean
38.99 was the discount for Megadimension Neptunia VII - PlayStation 4 and Trillion: God of Destruction - PlayStation Vita
10:59 AM PST CRS: Ohh the promotion was for the other two products
10:59 AM PST Xxxxx : yes
11:00 AM PST CRS: My sincere apologies regarding this issue.
So you will be getting a Promotion of 38.99 on the added items as well
11:01 AM PST CRS: Am I correct Xxxxx ?
11:01 AM PST Xxxxx : no should be 47.99, since other 2 items are 79.99 and 79.99, so 30% of that total is 47.99
11:01 AM PST CRS: Yes Xxxxx
11:02 AM PST CRS: I meant 30 %
11:02 AM PST Xxxxx : yes
11:02 AM PST CRS: pase give me a moment
11:11 AM PST CRS: I'm working on it for you Xxxxx
11:11 AM PST Xxxxx : ok
11:15 AM PST CRS: Thank you for staying connected Xxxxx
11:16 AM PST CRS: I've manually applied the promotion for you
11:16 AM PST Xxxxx : ok thanks!
11:16 AM PST CRS: You're welcome. Is there anything else I may help you with today?
11:16 AM PST Xxxxx : that's everything
11:16 AM PST CRS: I'm sorry it took a whi to process Xxxxx
11:17 AM PST CRS: Not to worry, I've applied it manually for you
It was a pasure assisting you today. Thank you for contacting Amazon Support. If there is nothing else that you would like to know, Pase feel free to click on "End Chat" to end this session.

I don't know, math is hard I guess, I even gave the CRS the number to manually apply the discount
 
Since I'm doing amazon stuff, trying to cancel my extra FE copies (from another order) again.

I don't want to pay for 4 copies in February.
 
I've been cancelling a bunch of Fire Emblem SE preorders. I got rid off 2. Especially the gamestop US one. With the CAD value right now I don't want to pay 200$ for it on top of the import tax from UPS. Still have my BB and Amazon.ca orders.
 
I've been cancelling a bunch of Fire Emblem SE preorders. I got rid off 2. Especially the gamestop US one. With the CAD value right now I don't want to pay 200$ for it on top of the import tax from UPS. Still have my BB and Amazon.ca orders.

Are you keeping both of those Canadian ones?

EDIT:

For Amazon, anyone ever have this happen for chat? UGH.

Oops! Connection has been lost.
 
Does anyone know how to transfer funds from one prepaid credit card to another? I got one prepaid Mastercard for Christmas and I randomly stumbled upon an unused prepaid American Express card. I want to use both on one purchase from Amazon.ca.
 
Amazon: Thank you for your patience. The error is rectifying. I have forwarded this issue to the technical team and the items will be cancelled.
You won't be charged for this item.
I will send you a confirmation when the preorder item is cancelled.
I hope this helps.
Me: How long will this take?
This happened before and I never got an email back and the item is not cancelled
This takes a lot of time if I always have to check
Amazon: No need to concern, Sora. I assure you that that the item will be cancelled. It is just a technical error, you won't be charged for it.
I confirmed that your other items will not be affected and the item Fire Emblem Fates - Nintendo 3DS will be cancelled.
For assurance I will send you a email for reference.
Will that be okay for you, Sora?

The usual...I hate trying to cancel stuff with that error, it's actually worse to have one large order due to this error.
 
The usual...I hate trying to cancel stuff with that error, it's actually worse to have one large order due to this error.

This happened to me. I wanted the whole shipment cancelled though so I just deleted the address from the address book so the shipment is permanently Frozen lol.
 
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