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Xbox bill refunded after teen racks up $8K in charges

diamount

Banned
Meanwhile thousands of gamers are throwing hundreds of dollars into the FIFA microtransaction slot machine.

This $8,000 refund is just a band-aid slapped on for good PR.

Sounds like the refund came from Microsoft's pocket, not EA's. So not sure what you're getting at here.
 

RexNovis

Banned
Fucking FIFA. Why is it ALWAYS FIFA? How the hell has EA never been held accountable for all the bullshit that happens with this game?
 
It is right.

By who's determinarion? Yours? You're mixing morality and legality here. 8k worth of legal transactions occured from an individual old enough to understand what he was doing. MS is under no legal obligation to refund money under the circumstances. You can piss up a tree with the morality argument if you like.
 
How can you rack up $8K, and not notice $8K over time? Does he not check his statements?

And if it was in a "short period of time", how did the credit card company, NOT, put a stop to that right away? When they see electronic transactions happen like that way too frequently in a short period of time... they lock that card down, and contact the owner for fraud check. It puts up a red flag. No matter what bank I was with, I could not make more than 3-4 purchases at different places in less than a certain period of time (lets say 2 hours), let alone all at the same place before the bank called me. And it did not matter what bank or credit card I was using. They all would put a freeze and contact me. This is pretty much standard basic protection now-a-days.

Something is odd about the "ignorance" of the parent. And if the story was 100% kosher, which clearly it just can't be, then that is the worst credit card protection I have ever seen in today's financial society. Lemme know the name of them, so I know, NOT to do business with that bank.

Precisely. Lets for a moment take the spotlight off MS and the individuals in question: how on earth could that many transactions go through without an alert going off?
 

A.E Suggs

Member
How can you rack up $8K, and not notice $8K over time? Does he not check his statements?

And if it was in a "short period of time", how did the credit card company, NOT, put a stop to that right away? When they see electronic transactions happen like that way too frequently in a short period of time... they lock that card down, and contact the owner for fraud check. It puts up a red flag. No matter what bank I was with, I could not make more than 3-4 purchases at different places in less than a certain period of time (lets say 2 hours), let alone all at the same place before the bank called me. And it did not matter what bank or credit card I was using. They all would put a freeze and contact me. This is pretty much standard basic protection now-a-days.

Something is odd about the "ignorance" of the parent. And if the story was 100% kosher, which clearly it just can't be, then that is the worst credit card protection I have ever seen in today's financial society. Lemme know the name of them, so I know, NOT to do business with that bank.
This, but oh well.
 

Cynn

Member
17 was a typo right? The kid is really 7 correct? No one a year away from voting age is that dense.
 

Holundrian

Unconfirmed Member
By who's determinarion? Yours? You're mixing morality and legality here. 8k worth of legal transactions occured from an individual old enough to understand what he was doing. MS is under no legal obligation to refund money under the circumstances. You can piss up a tree with the morality argument if you like.

Sure I am, as a human I think that legality should not be devoid of morality or else we wouldn't need judges and we could just have computers figure it out for us.
One should not exist separate from the other.
And in this case I just see a stupid teenager having made a really bad mistake(that didn't kill/physically hurt anyone). Wow how insane is that.... /s.
Hardly worth ruining anyone's life over.
 

Meier

Member
Sounds like the refund came from Microsoft's pocket, not EA's. So not sure what you're getting at here.

Transactions go through Microsoft so they would be the one to refund any purchases on XBL. I'm sure they have agreements with the developers where they pay out the money owed to the developer at some unknown time to us, presumably after 2 months or something like that. Maybe after 30 days -- it's definitely not an instantaneous thing though, that much is certain. No one lost any actual money on this, just perceived money.
 

Illucio

Banned
I'm surprised no one has brought up the idea that buying the card packs might have gave the 17 year old a gambling addiction.

He didn't get the cards he wanted so he spent more
and or
He became at awe with the cards he bought, so that the instant gratification was releasing dopamine in his brain which chemically made him feel happy and more compelled to spend more money on the game even though he knew it was wrong.
 
The real right move is to change platform policies to prevent the kind of disgusting slot machine microtransactions that allows this to happen in the first place.
 

Xenus

Member
I'm glad it worked out for the Dad but he really should be concerned about his mentally challenged child.

Kid likely isn't mentally challenged. Kid's thought process probably went like this.. Oh I'll buy some of this dad will never notice the small charges and I'll get something I want scot-free. Kid gets involved with either the gambling or just really wants something he doesn't get so keeps at it. Dad approaches kid about. Yeah I spent some but I hought it was a one time fee. Dad says an 8k one time fee really junior? Kid goes oh shit not realizing he spent that much and goes into full on CYA mode. Dad probably doesn't really believe him but would like his money back...
 

joecanada

Member
Even if they did that, it wouldn't have stopped this from happening somewhere else with this kid

probably true and now he'll likely do it again too, what a little liar he was "sick about it" my ass.

either a liar or a moron , pick one or two. I would have known the difference when I was literally 5 years old. that's not a joke.
 

Mentok

Banned
You hear that kids? You can be an idiot and get away with it! I hope this doesn't change the father's mind about not wanting consoles in his house.
 

see5harp

Member
Kid likely isn't mentally challenged. Kid's thought process probably went like this.. Oh I'll buy some of this dad will never notice the small charges and I'll get something I want scot-free. Kid gets involved with either the gambling or just really wants something he doesn't get so keeps at it. Dad approaches kid about. Yeah I spent some but I hought it was a one time fee. Dad says an 8k one time fee really junior? Kid goes oh shit not realizing he spent that much and goes into full on CYA mode. Dad probably doesn't really believe him but would like his money back...

I don't actually think he's developmentally disabled or anything. It's actually super hard to even spend this much money. You gotta be sitting there pressing a like over and over again.
 

jstripes

Banned
I don't actually think he's developmentally disabled or anything. It's actually super hard to even spend this much money. You gotta be sitting there pressing a like over and over again.

He could be.

I have an autistic step-son, and he intently watched me using PSN one day. I told him "If you ever use the PSN Store, you're never allowed to touch the PS3 again" (even though it was password protected.) He said, in response, "I was thinking of it."
 

Justinh

Member
Yeah, 17 is... man...

Even though I have a hard time swallowing this as accidental, I do think it's great that MS or EA (whoever) went ahead and refunded like they ended up doing. I mean, it's all just digital stuff. Just take away his access. I mean when someone spends like 8K GWmonies on stuff like this, it should raise some flags like this isn't normal behavior.

Part of me is just like "this is all on him. He's 17 he should know" or "Dad shuldda put some safeguards/passcodes/not saved cc info..." but the other part of me thinks it's just gotta be relieving as all hell for the family. Maybe he really wasn't aware of what he was doing, or maybe he was just being a shithead.

Either way I'm happy it's working out for his family.
 

Storm360

Member
I honestly don't think he should have been refunded.

At 17 he should be more than able to understand when he's spending money, I don't play FIFA, but other purchases on Xbox One come up with an entire screen wide message, showing cost and the card its billing, no way he didn't know he was spending money.

When I was 8 or so, Xbox LIVE still required a credit card to use, and even I knew those new Halo 2 maps cost money at that age and its far less apparent back then as it is now.
 
watch it happen again "by accident"

tumblr_nnybhbGW9P1tehzmpo1_500.png
 
Good on MS for refunding them. Teenager was stupid, obviously, but anyone who spends $8,000 clearly wasn't thinking straight when they made the purchase.
 
Because refunding $8,000 is less expensive than having all of your IAPs (not just FIFA) subject to federal gambling regulations.

It has nothing at all to do with that.

It's a pure PR boost. Nothing more, nothing less. Refunding $8,000 is chump change for Microsoft and makes them out to be the good guys.

Unfortunately, it teaches the kid and his dad absolutely no valuable lessons and they'll just be stupid again at some point in the future.
 

BigTnaples

Todd Howard's Secret GAF Account
The dad doesn't deserve to be screwed over because of something his immature son did. For a lot of people $8000 is no joke.

While this is fair, the father is still blaming the console and has not put any of the actual blame on his son. His son will learn nothing from this.
 

MaulerX

Member
17? My lord. At that age I had not only graduated from HS, I joined the Army and finished Basic Training before my 18th Bday. There is no excuse for that stupidity.
 
Sure I am, as a human I think that legality should not be devoid of morality or else we wouldn't need judges and we could just have computers figure it out for us.
One should not exist separate from the other.
And in this case I just see a stupid teenager having made a really bad mistake(that didn't kill/physically hurt anyone). Wow how insane is that.... /s.
Hardly worth ruining anyone's life over.

Nothing reported about this incident points to MS having to do anything to relieve either the stupidity or irresponsibility of those in question. How do you even know this person's life would be ruined? Have they disclosed the state of their finances to make that determination? Make that kid go out and get a job to pay off the debt. I don't care if its cutting grass or shoveling snow. That's the 'moral' thing to do, because it's teaching a life lesson about being responsible. Hell, make them liable for half the bill, they catch a break but still bear some level of responsibility. I don't agree with letting them off the hook 100%. Fortunately, as has been stated numerous times, this was pocket-change PR for MS which is probably why it was resolved in this manner.
 

DeepEnigma

Gold Member
Precisely. Lets for a moment take the spotlight off MS and the individuals in question: how on earth could that many transactions go through without an alert going off?

Because of below. The timeline of events and the pretending to be ignorant to what was going on is pure bullshit. It is a cherry picked PR move with a 'simplified' backstory.

It has nothing at all to do with that.

It's a pure PR boost. Nothing more, nothing less. Refunding $8,000 is chunk change for Microsoft and makes them out to be the good guys.

Unfortunately, it teaches the kid and his dad absolutely no valuable lessons and they'll just be stupid again at some point in the future.
 

Syriel

Member
Precisely. Lets for a moment take the spotlight off MS and the individuals in question: how on earth could that many transactions go through without an alert going off?

You also can't spend that much money in an instant as there isn't an $8,000 purchase on the store.

And if he was opening packs after purchasing each one, that takes even more time.

This was likely 80 repeated charges of ~$100 each over the course of hours at best or days at most.
 
17 years old is old enough to get a job and pay off his debt. I had my first car paid off by that age. This is just going to turn out to be another kid afflicted with "affluenza" isn't he?
 

r3ddvil

Member
If any product has a mechanism that essentially is gambling, then the title should be restricted from minors, just like lotteries and casinos and poker tournaments are.
 

VE3TRO

Formerly Gizmowned
Dick of a son. All those packs and players will be kept as well.

Shouldn't it be EA doing something.
 

HoodWinked

Member
microsoft probably just eats the 8k, digital purchases probably are like ~20% to ms, ~80% to EA, ms would still pay EA around 6k im thinking. going in to the database and resetting that per account seems like alot of effort since ms probably doesnt have direct access to the game it would be controlled by EA.
 

Yagharek

Member
Good PR for Microsoft, but it wasn't their fault. The kid would've known what he was doing, I'm sure - it's made pretty obvious.

It was Microsoft and EAS fault for not regulating extreme cases of pointless purchasing. Until they implement some kind of system where account holders can regulate their spending then these companies are responsible for the consequences every time a minor goes nuts.

Casinos have to deal with regulations. It's high time IAP and microtransaction scams were treated as such.
 
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