I mostly agree. Even on PC a lot of people are using native 1440p monitors. And when using 4K TVs games are basically doing 1440p as the rendering baseline that is then dynamically upscaled to 4K using DLSS or FSR. Unfortunately, in consoles, native rendering many times dips below 1440p with dynamic upscalling. And outside of direct comparions side by side like in a Digital Foundry comparions, in gameplay you you'd be hard-pressed to notice the difference.
A good example is Skyrim's latest edition in PS5 and XSX. On the former, Skyrim runs natively at 4K, but framerate occasionaly dips below the targeted 60 fps to keep that locked 4K native resolution going. On the XSX, the game uses dynamic upscalling, thus lowering the native rendering resolution below 4K at times, but with the benefit of having a virtually stable & locked 60 fps. During actual gameplay the upscaling is hardly noticeable when it occurs. And as far as I'm concerned, I'll take the locked and stable 60 fps with dynamic upscaling any day of the week.
I used to be in the camp that 30 fps was "just fine" outside of Shooters, Racing games, Fighting games, etc, and that getting some extra eye-candy was worth the 30 fps. I changed my mind. Honestly, even in something like Hellblade the difference in gameplay is night and day. Playing at 60 fps is just SO much better. Pardon my french, but 30 fps is shit that needs to go, unconditionally. 30 fps "mode" is just unaceptable these days, especially because games don't really look much better on "quality" mode anyway. Most optional ray-tracing in console games, for example, is really doing nothing worth the performance hit. It's a text book case of diminishing returns. 60 fps, on the other hand, makes a huge difference in gameplay, virtually always, and should be the baseline.
They are basically low-mid end PCs, and that's already taking into account the console-specific engineered optimizations. People shouldn't expect miracles from 500$ boxes. Yes, games will eventually look better as the generation goes especially if you throw hundreds of millions of dollars into development, but people need to keep their expectations grounded.