Hey I love GCU as much as the next person, but thinking that BB is still going to be around in another three years is wishful thinking to say the least.
3 years you say?
#Team8seasonsandamovie
Yeah it's funny that I keep hearing, "I'll wait until it's $40" when you're basically getting games for $38 on day one if you have GCU and count the pre-order $10 RZ cert you get with most new releases. It's basically the only reason I still go to BB and is the best games discount program I've ever seen personally. Hell, I picked up Blops 3 just to play the campaign and traded it a week later and actually made $ off the deal, bought for $38 and traded for $44. It's like if Redbox gave YOU $5 every time you rented a game.
This line of thinking is not right. You paid 48 for the game, not 38 if the certificates don't even get added until at least 2 weeks. Your next game is 38 if you use the certificate.
I can think that way if I want to bud! I can spend that $10 however I choose and wouldn't have gotten that extra $10 if it weren't for GCU. IMO, you're line of thinking is wrong for thinking I have to spend that $10 on another game. Money is money, it doesn't matter how you choose to save that money, whether it's Just Cause 3, which again has another $10 RZ cert for pre-ordering, or a computer or whatever, you would've had to take the $10 out of your own pocket if not for GCU. The fact that it takes two weeks to receive has no bearing on the fact that BB is giving you a $10 coupon.
Regarding the value of RZ Certs given from pre-ordering games, you'd have to factor in a couple things.
For example the cost of a $59.99 game would be something like
= ((0.80(59.99))*(1+Tax Rate)) - XYZ(10)
Where
X = Present Value Rate of Money Received 15 days in the future
Y = Value of Points that convert into Currency that expires per Reward Zone Rules
Z = Value of Currency limited to Best Buy
For me, X = 1 (100% of future value) ; Y ~= .90 - .95 (90% - 95% of face currency value when locked into points/RZ Certs) ; Z = 1 (Currency locked to BB as good as cash to me)
Y and Z change slightly depending on how many games are coming out that I care about to be honest as I don't buy too much else at BB
Oh I'm also forgetting that you have to put at least $5 down to pre-order at some point in the past for this transaction to occur. Hmm