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How big of a deal is Microsofts All Access financing in the grand scheme of things? Will you be using it?

Are you planning to use all access financing to get your Series Xbox?

  • Yes, wanted an Xbox and this makes it more affordable

    Votes: 21 9.5%
  • No, don't need it, I'll pay it upfront

    Votes: 70 31.8%
  • Yes and this option is what swayed me to buy an Series Xbox

    Votes: 10 4.5%
  • Ill get a PS5 still no matter the price difference

    Votes: 119 54.1%

  • Total voters
    220

Schmick

Member
It's a scam. You're paying double the price of the console, which will be far cheaper by the time you're done paying. By year 2 the console you just finished paying $600 is going to be $200 or less. Poor people get shafted by this deal.
GP Ultimate being available for $1 means you're also paying out the ass for that too.
huh? You should probably tell day one purchasers that as well. you dont want them losing out too.
 

oagboghi2

Member
I don't think many of you guys understand how this sort of financing works, it's not about saving money, not at all, it could've been 700$ instead of 500 over the course of 2 years and many people wouldn't bat an eye, it's all about not needing to pay the full price up front, people who earn like 1200-1600 euro/dollars can't afford to throw few-couple of hundred bucks on a toy the basically, or any electronic gadget that's not essential for living, but 20, 30, 50€ on a monthly basis all of a sudden makes everything affordable, withing people's reach, even if in the long run it will be more expensive. People live from paycheck to paycheck, and that kind of financial plan fits that just perfectly.
So it's for people who are bad with money.

Assuming you have credit good enough(which you probably don't) you are still overpaying for these box, as you are essentially forced to buy a subscription you may not want.

As far as the poll, I have the money set aside for an X, an S, and a PS5 with all the fixings cause I ain't no fangirl.

Your buying 2 xboxes because you ain't no fangirl.



Okay 🙄😂
 
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Aidah

Member
If there's anything I hate it's financing plans and having to pay monthly for something, while at the same time thinking that it's more affordable that way.

Anyway, I'm not buying an Xbox, but If I were to buy it I of course wouldn't finance it.
 
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ZywyPL

Banned
So it's for people who are bad with money.

Assuming you have credit good enough(which you probably don't) you are still overpaying for these box, as you are essentially forced to buy a subscription you may not want.

Yup, it's for people who cannot afford few hundred bucks at once but still want to play games. But I agree, it's kind of weak that MS doesn't provide a console-only All Access plan for like 12-15$ a month for just the console alone, such a missed opportunity, but then again, it wouldn't fit the "All Access" name after all since you wouldn't get access to any of the services. Still, many in Europe offer financial plans by their own, don't know how it is on other continents?
 
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Tulipanzo

Member
Yeah but you have the console "now". I think for kids for example it's really good thing.

But then again, it's probably not available in countries when such service would be needed for growth. If it would be some poorer country, MS could get massive boost in users, imo.
I feel it's moot since consoles only get replaced every 6 years. Most people buy it in year 3 or 4, and with no games I frankly don't see the crazy demand to get it on day 1.
If you're a kid, or whomever, you get locked into paying much more, which I find a bit dishonest frankly.

Compared to say, my phone contract, I get a much more expensive device, I don't pay as much per month, I don't pay nearly as much more than the device alone (Series S is literally double), and by the end of my contract my phone is still worth $500.

huh? You should probably tell day one purchasers that as well. you dont want them losing out too.
Losing out on what? MS has committed to no next-gen exclusives for 2 years, you're only losing money by using this service.
You could get a Series S for $200, and likely a Series X for less than $400 by the time you're done paying.

If you wanted to go cheap, trade-ins or selling your used console will give you much better value.
 

mejin

Member
prof.raimundo.jpg
 

Maxwell Jacob Friedman

leads to fear. Fear leads to xbox.
Ya no

Cell phones are $1000+ while the X is $500. Cells phones come out each year were consoles stick around multiple years.
Which is why it makes more sense for people to lease a phone than a console, you get an upgrade to the newer version, phones are a necessity consoles are not and they cut your service if you dont pay. When my lease is up on my console do they upgrade me to a new console? Do they upgrade me to the series Z? No, the program is supid to begin with. If you cant afford a 500 dollar console you shouldnt be leasing it in the first place also your credit is then also probably trash
 

Mattyp

Gold Member
Cell phones and consoles are different heres why: when you lease a phone you can use that phone to upgrade to the next one much like a car, lease is up they will upgrade you. Are they going to upgrade me to the Series X, Y or Z? phones unlike consoles are a necessity in todays day in age, also if you lease a phone and dont pay what do they do? They cut your service, whats going to happen if someone doesn't make their monthly payments, is "that man" Phill Spencer coming to your door to get your xbox?

What do you own at the end of leasing the phone? Nothing. You've paid for a service. At the end of two years you own the console for the rest of the generation. It doesn't require updating like the phone does (mind you $100 phone and prepaid if you can't afford one outright) No he's not, you get bad credit like anything you get on credit. The bank doesn't literally come and take your wallet when you flake on a credit card.

It's a scam. You're paying double the price of the console, which will be far cheaper by the time you're done paying. By year 2 the console you just finished paying $600 is going to be $200 or less. Poor people get shafted by this deal.
GP Ultimate being available for $1 means you're also paying out the ass for that too.

The implementation is incompetent too:
- Most countries are cut off, with most having one retail partner and nobody else. Most people won't ever even hear of the offer
- MS is making no games, making transitioning early on useless
For this to have a shot at impact, it would be standard everywhere XBox is sold, and be far less pricey.

How is it double the price of a console? I need to see this maths can you please do a breakdown. Gamepass is not $1, it's a dollar for one month. Or are we talking the upgrade deal here instead where you're assuming someone has already paid for 24 months of gold? Another $160 dollars. You think the PS5 and X will drop $200 dollars by year two? You're in for a surprise...


I don't personally need this and will be buying the console outright, but several of my Sony exclusive friends have admitted they will consider it now when it's not a one off slugging and the access to all Microsofts games for the $40 a month thrown in.
 
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Tulipanzo

Member
How is it double the price of a console? I need to see this maths can you please do a breakdown. Gamepass is not $1, it's a dollar for one month. Or are we talking the upgrade deal here instead where you're assuming someone has already paid for 24 months of gold? Another $160 dollars. You think the PS5 and X will drop $200 dollars by year two? You're in for a surprise...


I don't personally need this and will be buying the console outright, but several of my Sony exclusive friends have admitted they will consider it now when it's not a one off slugging and the access to all Microsofts games for the $40 a month thrown in.
Paying $25 for 2 years cost you $600, twice the price of a Series S.
The fact you could already name more than one $1 deal for GPU shows how cheap it is, meaning that you're very much never paying for it in full price, making this "deal" quite a bad one.

A $100 drop is incredibly conservative, and BF deals and discounts will make this even worse. XBox consoles famously go down in price far more than PS4 and Switch do.

Pretty much any way you can pay the console in full saves you a ton of cash, on day 1; by year 2 (when maybe we get an actual exclusive) All-Access is worthless and you've been scammed.
I'd hope you tell your friends there's way smarter ways to get their Series X, as this is just counting on people being too dumb to do the math.

To underscore how dumb a deal it is, if you had started XBox All-Access when it launched in 2018 for an XBox One X, by the time you were done paying it off, MS had discontinued the system, after putting it on sale for $200.
Don't start a subscription for systems that massively go down in price over 6 years.
 
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chonga

Member
Not a big deal. As others have already said it has existed for a while now. It is was a big deal it'd have already become a big deal.

In addition to that I dunno what things are like in your country but here most big stores offer interest free or buy now pay later options on things that cost a fair chunk. So really they've just made that process look flashy and sparkly.

And the other downside is you have to get Game Pass Ultimate for 2 years whereas with the traditional store finance you can just buy whatever you like. Just the console or the console and a bunch of other things, it is up to you.

I mean you could easily get a PS5 on this kind of deal (again assuming things are similar across the places All Access is available) but just direct from the store's financing if you really wanted to.
 

Kerotan

Member
I'll be getting a ps5 but would I ever consider this model for it? Hell no. I'm not some broke ass bum from the street of course I'll pay it upfront. And anyway you end up paying much more for it long term with these plans so why would I rip myself off. No wonder people who buy everything with these plans are broke.
 

Mattyp

Gold Member
Paying $25 for 2 years cost you $600, twice the price of a Series S.
The fact you could already name more than one $1 deal for GPU shows how cheap it is, meaning that you're very much never paying for it in full price, making this "deal" quite a bad one.

A $100 drop is incredibly conservative, and BF deals and discounts will make this even worse. XBox consoles famously go down in price far more than PS4 and Switch do.

Pretty much any way you can pay the console in full saves you a ton of cash, on day 1; by year 2 (when maybe we get an actual exclusive) All-Access is worthless and you've been scammed.
I'd hope you tell your friends there's way smarter ways to get their Series X, as this is just counting on people being too dumb to do the math.

To underscore how dumb a deal it is, if you had started XBox All-Access when it launched in 2018 for an XBox One X, by the time you were done paying it off, MS had discontinued the system, after putting it on sale for $200.
Don't start a subscription for systems that massively go down in price over 6 years.

You've never signed up for Gamepass or gamepass ultimate have you? You realise the $1 month trial is just that, one month per your user account a one time use to never be used again after that it is full price. So where is the math of this console + 24 months of Ultimate being twice the price of retail? You still haven't provided any maths on this costing twice the price for what is received. Gamepass Ultimate is $360 over 24 months not including the $299 console. = $660.

The first price drop of the Xbox One was after kinect removal, the 360 and Original did not price drop for the first 24 months. You're insinuating the S will be what $100 bucks in 24 months and the X $300? Do you want to put a year of Gold bet on that?

Why on earth are you talking about the One X and All Access? A system mid life that we knew was being replaced in 3 years time. There is no chance of that happening at the launch of a new generation, your system will be good for the next 6 years.
 

Matsuchezz

Member
I do not know the details in the all access program does the customer pays in cash monthly? Because most credit cards offer 12 months without interestS in my country. Games are not a cheap hobby i rather eat and do other stuff before gaming. But in the covid time what else is there to
Do to have fun?
 
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SCB3

Member
Nothing wrong or bad about this imo, you pay a little bit extra than buying separate, but you get a brand new console and access to over 100 games with GP, plus £30 a month is a reasonable amount to pay, gives you a little extra at launch for some more games like Cyberpunk or AC Valhalla and some accessories, ideal for families. Don't forget GP is getting games like Destiny 2, Fallout 76 and other GaaS games that will give you 100's of hours of content, add EA Play to it for Sports and some older titles and its a hell of a deal.

To put this in perspective for me, I currently have a PS4, Xbox One X, Switch, and a decent PC, I was only considering getting a PS5 at launch and saving for a 3080. But now, I've been thinking about adding a Series X as well, just because of how cheap it is per month
 

Maxwell Jacob Friedman

leads to fear. Fear leads to xbox.
What do you own at the end of leasing the phone? Nothing. You've paid for a service. At the end of two years you own the console for the rest of the generation. It doesn't require updating like the phone does (mind you $100 phone and prepaid if you can't afford one outright) No he's not, you get bad credit like anything you get on credit. The bank doesn't literally come and take your wallet when you flake on a credit card.
Wrong you can upgrade to the new one when it comes out eventually much like how if you do the same with cars they upgrade your model for you and you keep going. If you really want to OWN it then leasing isnt for you and is stupid in the first place because you may as well just save up the money to buy the console in the first place. The bank doesnt come to take your credit card away you just have a shit score and a ton of interest, however for a phone they can cut your service if you owe them anything, whats xbox going to do if you owe them money? Phil Spencer going to show up in a Rolls Royce and take the console away? #doubt.
 

RoadHazard

Gold Member
Won't it be more expensive than just buying one in the long run? Sounds like a bad financing plan for people who can't actually afford a console.
 

Schmick

Member
I feel it's moot since consoles only get replaced every 6 years. Most people buy it in year 3 or 4, and with no games I frankly don't see the crazy demand to get it on day 1.
If you're a kid, or whomever, you get locked into paying much more, which I find a bit dishonest frankly.

Compared to say, my phone contract, I get a much more expensive device, I don't pay as much per month, I don't pay nearly as much more than the device alone (Series S is literally double), and by the end of my contract my phone is still worth $500.


Losing out on what? MS has committed to no next-gen exclusives for 2 years, you're only losing money by using this service.
You could get a Series S for $200, and likely a Series X for less than $400 by the time you're done paying.

If you wanted to go cheap, trade-ins or selling your used console will give you much better value.
You point is moot because every day one purchaser regardless of whether they purchase the console out right or via the all access scheme will find that the console's price will reduce. So, you are suggesting everyone should wait two years before getting the console.
 

Dunnas

Member
You point is moot because every day one purchaser regardless of whether they purchase the console out right or via the all access scheme will find that the console's price will reduce. So, you are suggesting everyone should wait two years before getting the console.
Why wait only 2 years, because Everyone knows that when it comes to hobbies, obtaining the maximum savings is what is most important. Just pick up a second hand one for $100 in 7 years time when the next gen is starting and then laugh at all those idiots that paid full price and only got to the minuscule benefit of enjoying the console for 7 years after paying $400 more.
 
Won't it be more expensive than just buying one in the long run? Sounds like a bad financing plan for people who can't actually afford a console.

People that do payments on small items like a $300 console aren't usually the most forward-thinking people in the first place. I understand that I'm in a fortunate situation where saving $500 isn't a huge concern, but even when I was in my early 20's, just moved to a new city and was dirt poor I never considered paying more for a toy so that I could do it in payments. My view has always been that if I have to make payments or use a credit card for a luxury item, it means I can't afford it. I saved and got them when I had enough money. Even with shit like cars I tend to put as much as I can down and pay off as fast as possible. No car payment is the best kind of car payment and no debt is the best kind of debt.

All Microsoft needs to do is normalize financing for console hardware and it will be viewed as the same thing as phone payment plan contracts. The reason phone contracts are accepted is that phones are a necessity and they are tied into a contract for services. Microsoft can't sell the Xbox as a necessity, but they are doing exactly what cable companies have done for decades. They sell you a subscription with the hardware included to use that subscription. If it works out well for Microsoft, expect the other manufacturers to adopt the same practices. Right now you can already finance shit like consoles through shady businesses like Aaron's and other rent-to-own businesses that prey on people's inability to just save up for things, but those businesses are seen as shady. You can also put shit on layaway plans at big box stores, but you don't get the item until it's paid off, and Microsoft doesn't make money off that transaction process. Once a big player pulls it off and it's seen as normal, it will be open season. Even the automotive industry has started what amounts to mortgages on vehicles leading to people buying vehicles worth twice their annual income simply because they can pay it off over 10 years. I work with guys that drive 80K trucks towing boats, quads, and snowmobiles, and I know what they make doesn't come close to paying for it. Unfortunately there is no backlash for this kind of preying on people so once it's become normalized the other manufacturers will follow suit.
 

Mattyp

Gold Member
Wrong you can upgrade to the new one when it comes out eventually much like how if you do the same with cars they upgrade your model for you and you keep going. If you really want to OWN it then leasing isnt for you and is stupid in the first place because you may as well just save up the money to buy the console in the first place. The bank doesnt come to take your credit card away you just have a shit score and a ton of interest, however for a phone they can cut your service if you owe them anything, whats xbox going to do if you owe them money? Phil Spencer going to show up in a Rolls Royce and take the console away? #doubt.

Yes you upgrade and that requires giving them the phone back, what do you OWN? Still nothing. That's the entire point of leasing.

What do you mean what is xbox going to do? I told you specifically what they'll do. You're still financing it through a credit or banking financial system of some kind behind the paperwork you sign, you will end up with bad credit and a shit tonne of interest the exact same way a credit card works, better yet the exact same way a lease phone works if you go sign up for one then stop paying after the first month. Yes they can cut the service that doesn't get their $2,000 phone back but.

You think if you go finance $20k worth of electronic equipment from where ever there's no course of action or repercussions? The xbox will work in the exact same way. Hell if Microsoft wanted they could actually ban the console the exact same way as a phone company could but I doubt they would, they'll get their money up front. It's the finance company behind this that will do the chasing.
 

njean777

Member
No, I don't mind it but I have the money for the Series X already saved. Just waiting for Best Buy or Amazon to have pre-orders. Do we know if those will start on the same day? I wish they would tell us the damn time they are suppose to go live. I know it is the 22nd, but what time on the 22nd? Midnight or what?
 
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sn0man

Member
If someone wants to give me $30 a month for 24 months I’ll give them an XSX. Just trying to make it more accessible for them.
 
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StreetsofBeige

Gold Member
People that do payments on small items like a $300 console aren't usually the most forward-thinking people in the first place. I understand that I'm in a fortunate situation where saving $500 isn't a huge concern, but even when I was in my early 20's, just moved to a new city and was dirt poor I never considered paying more for a toy so that I could do it in payments. My view has always been that if I have to make payments or use a credit card for a luxury item, it means I can't afford it. I saved and got them when I had enough money. Even with shit like cars I tend to put as much as I can down and pay off as fast as possible. No car payment is the best kind of car payment and no debt is the best kind of debt.
In the grand scheme of things an extra $100 for either SeX or PS5 is negligible except for the most broke person. If you can't save $100 by cutting back eating out or skipping a case of beer here and there, then you really shouldnt be spending money on a new console. A person buying a new console will likely end up paying $800 total for the console, some starter games, maybe a new second controller, add tax etc.... If $700 is somehow doable, but a console costing an extra $100 making it $800 is somehow "OMG, can't do it", you're probably not in the position to spend $700 to begin with.
 

cryptoadam

Banned
I think its really cool and neat but I dont think its going to be a huge hit. Alot of consoles are gifts or impulse buys holiday buys and you dont want to saddle someone else with monthly payments.

I am pretty sure MS has pushed it before.

Its still pretty cool and makes things enticing for people to just walk in and walk out with a system and GP.

They should just make the systems free to play and stick them with ads and microtransactions lol.
 

StreetsofBeige

Gold Member
I think its really cool and neat but I dont think its going to be a huge hit. Alot of consoles are gifts or impulse buys holiday buys and you dont want to saddle someone else with monthly payments.

I am pretty sure MS has pushed it before.

Its still pretty cool and makes things enticing for people to just walk in and walk out with a system and GP.

They should just make the systems free to play and stick them with ads and microtransactions lol.
Unless MS and stores really plug it, chances are 95% of people looking for a new console won't even know about it. Consoles aren't the thing that has ever been a payment plan kind of product. Things that cost a lot or are necessities are more prone to it.

A $1,000 furniture set can be bought on a 24 month payment plan and they plug it like crazy in every advertisement.

When was the last time a store promoted you could buy a necklace or fancy watch on a monthly plan, or pricey sports gear? It's totally doable by the store, but you don't really see some products promoted like this.
 
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cryptoadam

Banned
Unless MS and stores really plug it, chances are 95% of people looking for a new console won't even know about it. Consoles aren't the thing that has ever been a payment plan kind of product. Things that cost a lot or are necessities are more prone to it.

A $1,000 furniture set can be bought on a 24 month payment plan and they plug it like crazy in every advertisement.

When was the last time a store promoted you could buy a necklace or fancy watch on a monthly plan, or pricey sports gear? It's totally doable by the store, but you don't really see some products promoted like this.

Thats what I am thinking. And TBH who really goes to a Gamestop/best buy now a days anyways? Maybe if they partnered with Amazon and shipped it directly to your house with 2 years Amazon Prime or something I could see it being a hit.

It will be a cool novelty. Will be interesting to see how many people default on it. I guess they would ban you from Live but you would still have the system. Why not just go sign up for like 10 of em and never pay for while you resell the console ?

So GAF anyone want to makes some money .....
 

DavidGzz

Member
Your buying 2 xboxes because you ain't no fangirl.



Okay 🙄😂

One is my home Xbox(heavy Obelisk) and another will be my travel Xbox. Tbh I'm also looking at an ITX desktop and a portable monitor instead. PS5 will take a crane to transport so it's staying put. I'll only play 2-3 exclusives on it a year anyway. Guess I'll have to make sure to dust it regularly.
 

Tulipanzo

Member
You've never signed up for Gamepass or gamepass ultimate have you? You realise the $1 month trial is just that, one month per your user account a one time use to never be used again after that it is full price. So where is the math of this console + 24 months of Ultimate being twice the price of retail? You still haven't provided any maths on this costing twice the price for what is received. Gamepass Ultimate is $360 over 24 months not including the $299 console. = $660.

The first price drop of the Xbox One was after kinect removal, the 360 and Original did not price drop for the first 24 months. You're insinuating the S will be what $100 bucks in 24 months and the X $300? Do you want to put a year of Gold bet on that?

Why on earth are you talking about the One X and All Access? A system mid life that we knew was being replaced in 3 years time. There is no chance of that happening at the launch of a new generation, your system will be good for the next 6 years.
GPU can be found for $1 first month, by converting all your GWG time for $1, there's 3-4 months deal routinely for as many dollars, and you can even find GP codes in Rice Krispy boxes.

It is famously available for very cheap, which is good! You're just pretending it's not to make All-Access not look bad.

Cool bit on the 360, but again all X1 models plummeted in price far faster, especially thanks to the popularity of BF deals.

The X1X is a perfect example.
X1X All-Access: $840 over 2 years.
With that money you could have bought:
- XBox Series X at $500
- XBox One X when it sold for $200
- 2 full priced AAA games at $120
And still have $20 left-over.

Besides the shoddy implementation, All-Access is straight up a bad deal, because consoles last longer and go for cheaper.
This not only costs you more, but limits your options.
A savings of $60 can be easily outdone by:
- Trade-in deals
- Con/store discounts
- Store credit
- Regular price cuts over the 2 years

I wouldn't be surprised BF deals after launch this year already offer better pack-in value. This is for very select store users, in very select countries, that want a Series on day one but won't look elsewhere.
 

Mr.ODST

Member
I'll be getting a ps5 but would I ever consider this model for it? Hell no. I'm not some broke ass bum from the street of course I'll pay it upfront. And anyway you end up paying much more for it long term with these plans so why would I rip myself off. No wonder people who buy everything with these plans are broke.

Your the type of little twat that everyone hates, just because people get this plan doesn’t mean they are broke, some people like to spread the cost rather than paying upfront.

Poor shaming someone for choosing a way THEY want to pay, normally it’s people with money who sometimes get these plans and then pay them off in a few months.
 
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DavidGzz

Member
Your the type of little twat that everyone hates, just because people get this plan doesn’t mean they are broke, some people like to spread the cost rather than paying upfront.

Poor shaming someone for choosing a way THEY want to pay, normally it’s people with money who sometimes get these plans and then pay them off in a few months.

Don't let these fanboys get under your skin. Anything Xbox they like to downplay. All access is awesome and Sony would be smart to do the same. Hell, I wish PS5 had a 1080p version so I wouldn't have to get the ugliest console ever made.
 

Tulipanzo

Member
You point is moot because every day one purchaser regardless of whether they purchase the console out right or via the all access scheme will find that the console's price will reduce. So, you are suggesting everyone should wait two years before getting the console.
If a deal takes two years to pay off, and costs you double the console is a dumb deal.

Any basic gamer knows consoles deals are everywhere, without much looking.
UxZjNoB.jpg

This was an XBox One 500GB, for €200 in 2014. That's a good ass deal. The PS4 was €299.

If you think paying double over two years is good, that just shows
a) your math is bad
b) you don't know how to find good deals
I guarantee there's a deal to save you more than $60 by THIS Black Friday.

I'm not even saying don't buy a Series at launch, but anybody invested enough to post on Neogaf should find better than this rip-off.
 

Mr.ODST

Member
Don't let these fanboys get under your skin. Anything Xbox they like to downplay. All access is awesome and Sony would be smart to do the same. Hell, I wish PS5 had a 1080p version so I wouldn't have to get the ugliest console ever made.

It’s not fanboys it’s just people poor shaming, especially when they don’t know people’s circumstances, especially with high unemployment this deal is perfect for people who have had to go on benefits to access next generation.

don’t think people realise how much this deal is perfect for the current situation while people are trying to find jobs.

either way I love PlayStation but Xbox is looking like my first choice on launch until some more exclusives come out, one thing I appreciate with Microsoft is just the transparency and the fact they have now shown everything apart from showing games on the console.

someone who is looking forward to PS5 it’s worrying we haven’t even seen the console physically yet and we haven’t seen much else in terms of UI, Price, PS Now improvements etc
 

DavidGzz

Member
If a deal takes two years to pay off, and costs you double the console is a dumb deal.

I think people can decide for themselves if a deal is bad or good. No need to work so hard for the blue side. It's simple, some people pay month to month, surprisingly almost all Xbox gamers I know do. Some people just don't care, it's kind of like Netflix, or Planet Fitness, maybe they don't use it much but it's cheap so they don't care. Now 3 of the people I know that are paying the $15 a month are going with All Access and a XSX. It's nice and convenient for them. One of them is getting 3 of them because he has 5 kids and he wants to have enough to go around. Instead of forking over $1200 he will just do the monthly payments. It's the convenience that will make people want to do it, anyone can go around looking for the best deals but some people hate having to do that.

For example, I can spend some time accruing points on Bing to get Game Pass for essentially free all the time, do I want to? Nope! I'd rather wait until my sub needs to be paid(2023) and start paying the $15 a month. Convenience, mmmmm. Now buzz off.


It’s not fanboys it’s just people poor shaming, especially when they don’t know people’s circumstances, especially with high unemployment this deal is perfect for people who have had to go on benefits to access next generation.

don’t think people realise how much this deal is perfect for the current situation while people are trying to find jobs.

either way I love PlayStation but Xbox is looking like my first choice on launch until some more exclusives come out, one thing I appreciate with Microsoft is just the transparency and the fact they have now shown everything apart from showing games on the console.

someone who is looking forward to PS5 it’s worrying we haven’t even seen the console physically yet and we haven’t seen much else in terms of UI, Price, PS Now improvements etc

I get all of that but trust me, it's fanboys being toxic. The same way they were toxic reference a transvestite in the Xbox video yesterday. They even stoop to making fun of poor people just to diss on anything Xbox while sucking on Sony's teet. It's a sickness.
 
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T-Cake

Member
I can understand some scepticism towards monthly payments but the goddamn thing is INTEREST FREE. It practically makes it a no-brainer. The only thing I don't really like is being forced into Game Pass Ultimate along with it. One month every now and then will do for me so I'm probably changing my mind and not bothering now. Although it will be interesting to see if this $25 offer for two years of GPU packed with every retail Xbox turns out to be real.
 

Tulipanzo

Member
I think people can decide for themselves if a deal is bad or good. No need to work so hard for the blue side. It's simple, some people pay month to month, surprisingly almost all Xbox gamers I know do. Some people just don't care, it's kind of like Netflix, or Planet Fitness, maybe they don't use it much but it's cheap so they don't care. Now 3 of the people I know that are paying the $15 a month are going with All Access and a XSX. It's nice and convenient for them. One of them is getting 3 of them because he has 5 kids and he wants to have enough to go around. Instead of forking over $1200 he will just do the monthly payments. It's the convenience that will make people want to do it, anyone can go around looking for the best deals but some people hate having to do that.

For example, I can spend some time accruing points on Bing to get Game Pass for essentially free all the time, do I want to? Nope! I'd rather wait until my sub needs to be paid(2023) and start paying the $15 a month. Convenience, mmmmm. Now buzz off.
The only way you can justify All-Access us by accusing all critics to be working for Sony.
That's certainly not a paranoid attitude to bring to a topic!

Obviously I have no control over people's money lol.
However, it's incredibly easy to poke holes at the "convenience" here.
Your friend buying 3 XSX All-Access consoles will end up spending $2520.
By buying the 3 consoles outright and sharing GPU with his kids, he would have saved $700, on day 1.

Your friends are simply being ripped off.
More power to them, but this is a bad deal on day 1, by math alone.

PS: This is me assuming sharing GPU works like sharing PS+/PSNow. I hope MS doesn't arbitrarily stop you from doing that, which would emm quite suck
 
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Schmick

Member
If a deal takes two years to pay off, and costs you double the console is a dumb deal.

Any basic gamer knows consoles deals are everywhere, without much looking.
UxZjNoB.jpg

This was an XBox One 500GB, for €200 in 2014. That's a good ass deal. The PS4 was €299.

If you think paying double over two years is good, that just shows
a) your math is bad
b) you don't know how to find good deals
I guarantee there's a deal to save you more than $60 by THIS Black Friday.

I'm not even saying don't buy a Series at launch, but anybody invested enough to post on Neogaf should find better than this rip-off.
Why do you think you are paying double?
 

DavidGzz

Member
The only way you can justify All-Access us by accusing all critics to be working for Sony.
That's certainly not a paranoid attitude to bring to a topic!

Obviously I have no control over people's money lol.
However, it's incredibly easy to poke holes at the "convenience" here.
Your friend buying 3 XSX All-Access consoles will end up spending $2520.
By buying the 3 consoles outright and sharing GPU with his kids, he would have saved $700, on day 1.

Your friends are simply being ripped off.
More power to them, but this is a bad deal on day 1, by math alone.

PS: This is me assuming sharing GPU works like sharing PS+/PSNow. I hope MS doesn't arbitrarily stop you from doing that, which would emm quite suck

Well, yeah, he said he was doing All access but he needed 3 consoles, I didn't ask if he's doing all access for all 3, you're right, he can just share the XGU. He'll most likely only do it on one.

But really, you can find deals on almost anything out there. I have friends who clip coupons and save a ton of money at the grocery store but I ain't doing that shit. Convenience vs. doing work in looking for deals. Those things have been a thing since money was a thing. This isn't a huge revelation. You can buy a PC and only buy $7 games and Humble bundles and save a shitload of money, it goes on and on. All Access is great for people who are already paying the $15 a month and don't mind doing it, everyone else can make up their mind.
 

DavidGzz

Member
Will draw a lot more children to the console for sure

And you were never a child who liked video games? How is affordability so more kids can get a game system a bad thing? Are you going to be sad for Xbox gamers that have to listen to them over their headsets? Most people are in "parties" just talking to their friends anyway.
 
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Clear

CliffyB's Cock Holster
Will draw a lot more children to the console for sure

Well, more parents on behalf of children. Like my buddy who's planning on getting a PS5 for himself and a Series X on all-access for his son. I have to admit, its a great deal for guys like him, who doesn't really have the luxury of shopping around for the best XBL/GamePass deals and so is paying full-price for the services already.
 

Thirty7ven

Banned
Will draw a lot more children to the console for sure

Not really since you need a credit card.

It’s an option for people with very little disposable income and bad judgement to go along with it. These people won’t do anything for your attach rate or MTX revenue.

It’s a dumb deal. If you don’t have 300/500$ then pay it all in 3 or 4 months. Getting yourself into a 24 month deal for a console is peak stupid.
 

DavidGzz

Member
Not really since you need a credit card.

It’s an option for people with very little disposable income and bad judgement to go along with it. These people won’t do anything for your attach rate or MTX revenue.

It’s a dumb deal. If you don’t have 300/500$ then pay it all in 3 or 4 months. Getting yourself into a 24 month deal for a console is peak stupid.

Yeah, a guaranteed extra $15 a month from people isn't going to make Xbox any money. And no, plenty of people who are well off will use this service. How does having a $15 monthly Game Pass sub make you poor? 2 of the 3 people I know taking advantage of this are very well off. You guys with your takes. I'd be doing it too if I didn't have Game Pass paid off until 2023. Nothing wrong with the deal unless you hate MS. Only the usual suspects on here are downplaying it so.
 
Its only a good thing and i can see many people using the service, especially with COVID coming and shitting on peoples finances.

Its a great option, better to have it and not need it that need it and not have it. :)

As a parent also its a good deal as it comes with GPU, so no need to buy games on top of the console.

Anyone dismissing the deal is ...

A. a ps/nintendo fanboy.

B. is a troll ((a. A person who posts inflammatory or otherwise unwanted material on an electronic forum, especially anonymously.

C. Unaware all people are not in the same financial situation but still may have kids that "demand/ask for" these consoles.

D. Stupid.
 
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Shmunter

Member
And you were never a child who liked video games? How is affordability so more kids can get a game system a bad thing? Are you going to be sad for Xbox gamers that have to listen to them over their headsets? Most people are in "parties" just talking to their friends anyway.
Sorry, meant poor children
 

supernova8

Banned
If you were already going to buy one and subscribe to Game Pass then it seems like a good deal. I don't own an Xbox and therefore I don't really follow the $1 discounts etc, but yeah I suppose that's the only opportunity cost.

This is mainly targeting people who either cannot afford to spend a large amount in one go or are shit at saving up money. I remember when I got an Xbox 360 as a teenager and my parents bought it from one of those catalog things. It ended up being about 20% more expensive overall but that was seemingly a price worth paying to be able to spread the cost. My mum was crazy I remember she had all sorts of shit from those catalogs.
 
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