In my opinion, the one with the better games: PSNOW. Moreover, XCloud is still in Beta.Let me see. Xcloud which i can use it on my mobile. I can also use it on any pc/laptop which chrome browser. I can use gamepass on xbox. I can use gamepass on pc. I can use ea play on xbox and pc. I also get xlive with it. At this point, gamepass value is crazy.
Psnow is pc stream. You cant download them. on ps4, they are downloadable for ps4 games, but not ps2-3 games.
Now tell me, which service has more value?